The main market is the place where you need to begin investing. The secondary market is for users who already have experience in Help2Play investments.
The main market publishes:
Recently funded loans which are being sold by Help Credit. For some of them, one or several maturity dates may have already passed (the maturity date is the date by which the borrower must make their monthly instalment), however, loans will always be paid regularly in any case (without arrears).
- Loans sold by the investors. They also are without arrears.
All these loans are being sold at their regular price, i.e. without a markup or discount.
The secondary market includes:
- Loans currently in arrears or loans which have experienced serious payment difficulties in the past.
- Loans for which the investors have added a markup or a discount in the price (regardless of the payment history).
We have developed a model which assesses what the fair price for the sale of loans is.